| PERIODIC DISCLOSURES | |||||
| FORM NL-30 | Analytical Ratios | ||||
| Insurer: | General Insurance Corporation of India | Date:31.12.2018 | |||
| Analytical Ratios for Non-Life companies | |||||
| Sl.No. | Particular | For the Period ended 31.12.2018 | For the Period ended 31.12.2017 | ||
| 1 | Gross Premium Growth Rate | 8.6 | 36.8 | ||
| 2 | Gross Premium to shareholders' fund ratio | 166.4 | 160.2 | ||
| 3 | Growth rate of shareholders'fund | 4.6 | 35.0 | ||
| 4 | Net Retention Ratio | 91.90 | 91.2 | ||
| 5 | Net Commission Ratio | 15.2 | 15.9 | ||
| 6 | Expense of Management to Gross Direct Premium Ratio | 0.5 | 0.5 | ||
| 7 | Combined Ratio | 107.6 | 101.1 | ||
| 8 | Technical Reserves to net premium ratio | 183.4 | 170.6 | ||
| 9 | Underwriting balance ratio | -7.0 | -1.1 | ||
| 10 | Operationg Profit Ratio | 3.7 | 7.4 | ||
| 11 | Liquid Assets to liabilities ratio | 27.5 | 32.1 | ||
| 12 | Net earning ratio | 4.9 | 8.2 | ||
| 13 | Return on net worth ratio | 10.0 | 15.9 | ||
| 14 | Available Solvency margin Ratio to Required Solvency Margin Ratio | 1.84 | 1.87 | ||
| 15 | NPA Ratio | ||||
| Gross NPA Ratio | 8.05 | 2.28 | |||
| Net NPA Ratio | 5.84 | 0.52 | |||
| Equity Holding Pattern for Non-Life Insurers | |||||
| 1 | (a) No. of shares | 1,754,400,000 | 87,72,00,000 | ||
| 2 | (b) Percentage of shareholding (Indian / Foreign) | 99.72 % Indian 0.28% Foreign | 99.68 % Indian 0.32% Foreign | ||
| 3 | ( c) %of Government holding (in case of public sector insurance companies) | 85.78% | 85.78% | ||
| 4 | (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) | 9.24 | 28.72 | ||
| 5 | (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) | 9.24 | 28.72 | ||
| 6 | (iv) Book value per share (Rs) | 123.81 | 236.84 | ||
| Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid | |||||